I went to do the financial planning for "school" yesterday and found out that for a bachelor's degree, I would end up with $24,000 worth of loans when it was over (but will only take 3 years).....YIKES....to me that sounds like a ton of money to pay back....I guess if you have no money, it is hard to imagine ever having any.
What happened to all that "Obama paying for single mother's to go back to school?" I heard the money they had to GIVE away was already gone for this year, and pretty much next year!!
Anyway, I have a problem......The new BF is irresponsible....I feel as though I have to take care of him......and I HATE IT! All he does is give me his paycheck, then I have to make sure the bills are paid, I have to budget, I have to make sure we eat, have a phone, cable, or whatever we need.....He is OBLIVIOUS to how the money is spent.......I have tried to let him deal with his own money, and guess what? He couldn't even remember what he did with it!! He spent over $100. in 24 hours, but had no idea on what, and had NOTHING to show for it. And several times he kept his paycheck (around holidays).....and I would be thinking since he was BROKE already, that he must have bought me something really awesome, then I get a $15 necklace....And I am not complaining about what kind of gift I get, that doesn't matter and is not the point........I just need him to be responsible.. If he spends $15. on a gift, he should have the rest of his paycheck in his pocket....and then put it back into the household for the bills/etc....not BLOW IT!! (then not remember on what). I don't want to spend my life looking out for someone else! That is just the type of person I am (typical youngest child)....I am used to looking to someone else for direction.....I don't know how much longer I can take it.......he is good with my kids though, would never hurt me or cheat, would give me his last dollar, would do anything I asked of him........Wonder why I can't just be happy with him? Will it ever be able to work if we both need someone to look after us?? And will I always resent the fact that I have to "take care" of him, when I need someone to take care of me?
Can any of you advise me? I really have no one I can talk to, that will help me make the right decision....Can you tell me if going to school for $24,000 is the right thing to do (is that a normal/good price for and education??)? After I get a bachelor's degree what kind of job will I be able to get?? I am so distraught....The schools shuffle you through like cattle with a tag in your ear.....they don't tell you what your options will be when you graduate, where you will be able to get a job, ETC., seemed like they just wanted to make sure you paid the loans back.........There was no one there I could talk to about carreer options, or the program that would work best for me, etc....